MOPAC EMPLOYEES FEDERAL CREDIT UNION PRIVACY NOTICE
Additional Privacy Information
MOPAC Employees Federal Credit Union, your member owned financial institution, is committed
to providing you financial products and services to meet your needs and reach your financial
goals. We are equally committed to protecting our members’ privacy. You can be confident that
your financial privacy is a priority of this credit union. We are required by law to give you
this privacy notice to explain how we collect, use, and safeguard your personal financial
information. If you have any questions, please contact MOPAC credit union at (903) 729-3226,
or see the contact page for more contact options.
Information We Collect And Disclose About You
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an
application or other forms. This may be obtained from your current or past
employers, or from other institutions where you conduct financial transactions.
We may disclose all the information we collect, as described above, to companies
that perform marketing services on our behalf or to other financial institutions
with whom we have joint marketing agreements. To protect our members’ privacy, we
only work with companies that agree to maintain strong confidentiality protections and
limit the use of the information we provide. We do not permit these companies to sell the member
information we provide to other third parties.
In order to conduct the business of the credit union, we may also disclose nonpublic
personal information about you under other circumstances as permitted or required by
law. These disclosures typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your instructions as you
authorize, or protect the security of our financial records.
If you terminate your membership with MOPAC Employees Federal Credit Union, we will not
share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a
specific business purpose in utilizing your data. Our employees are trained in the importance
of maintaining confidentiality and member privacy. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations and leading industry practices
to safeguard your nonpublic personal information.
What You Can Do To Help Protect Your Privacy
MOPAC Employees Federal Credit Union is committed to protecting the privacy of its members.
Members can help by following these simple guidelines:
- Protect your account numbers, card numbers, PIN’s (personal identification numbers) and
passwords. Never keep your PIN with your debit or credit card which can provide free access
to your accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social security numbers, etc, to other
persons. If someone calls you, explains that the call is on behalf of the credit union, and asks
for your account number, you should beware. Official credit union staff will have access to
your information and will not need to ask for it.
- Keep your information with us current. It is important that we have current information
on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of
an account, we will attempt to contact you immediately. If your address or phone number
changes, please let us know.
If you have any questions concerning this notice, please do not hesitate to contact us.