How To Join

Anyone who is employed by Union Pacific Railroad or retired from UPRR. In addition to those qualifying groups, "family" members of any person in a qualifying group may also join.

Those who meet one or more of the above eligibility requirements may join the Credit Union. There are two convenient ways to establish membership: by downloading and mailing the completed online membership form or by contacting Member Services by phone.

To access the services offered by MOPAC Employees FCU, you must first join the credit Union. All it takes to join is $26.00. This includes a $1.00 membership fee and an initial deposit of $25.00 into your share account for continued membership and access to MOPAC EFCU services.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Applying for Membership

Join MOPAC Employee FCU by completing and printing our online application.

Click Here to download the Membership Application.
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Mail the completed application directly to us at:
MOPAC Employees FCU
P.O. Box 205
Palestine, Texas 75802-0205

For your protection, we must have your signed application on file for our records as well as a copy your driver’s license and Social Security card.

Join by mail

Complete the membership application in full, signing where indicated.

Include photocopies of your driver’s license and Social Security card (or other official picture identification).

Enclose a check in the amount of at least $26.00 payable to MOPAC Employees FCU. $1.00 is your Non-refundable membership fee. The amount of $25.00 must remain on deposit until the account is closed.

The minimum deposit to open a checking account is $100.00.

Mail the completed membership application and the check to:
New Accounts
MOPAC Employees FCU
P.O. Box 205
Palestine, Texas 75802-0205

Apply by phone

To open a MOPAC Employees FCU account you may contact Member Services locally at 903-729-3226 or toll free at 1-866-MOPACCU and they can mail you a membership application.